Despite the largely positive economic direction of the country, a stubborn fact remains that 78% of Americans are still living paycheck to paycheck, according to figures from a 2017 CareerBuilders survey. Although wage growth has made workers’ paychecks a little bigger of late, roughly half of all households today still would have problems writing a $500 check for an unexpected expense. According to the Federal Reserve Board’s Report on the Economic Well-Being of U.S. Households in 2017, “four…