Good morning, Bay Area. Starting your day with banking news, U.S. Bank announced the launch of the U.S. Bank Access Home Loan, a special purpose credit program that provides aspiring homebuyers with up to $12,500 in down payment assistance and up to an additional $5,000 lender credit. U.S. Bank has committed $100 million over the next five years and the program is available to qualified buyers in select markets, which includes Oakland. In real estate news, San Francisco-based nonprofit developer…
