Information was obtained from the Federal Deposit Insurance Corp. The FDIC per its 2012 Community Banking Study, defines a community bank as the following: Banks that have less than $1 billion in assets, or banks with more than $1 billion in assets but have a loan-to-asset ratio greater than 33 percent, a core deposits-to-assets ratio greater than 50 percent, no more than 75 offices in a maximum of three states and/or two large metropolitan statistical areas and no single office can have deposits in excess of $5 billion. A bank’s status as a community bank can change over time. The indexed threshold is as of 2010. As the banking industry grows, the FDIC will periodically adjust the indexed thresholds.
Largest Houston-area community banks
