When you hear someone remark they’ve “put on a little holiday weight,” they are usually referring to the number on the digital bathroom scale. However, it is the bloating of many people’s budgets this time of year that can really get the new year off on the wrong track.
In my career helping members at Addition Financial Credit Union navigate their financial life, I have seen and heard countless variations of the same post-holiday predicament: “How did I spend so much money at the end of…