How a health-savings account can help fund your retirement

Want to provide a health benefit to workers and encourage employees to save at the same time? Offer a high-deductible health plan combined with a health-savings account; it accomplishes both goals and likely encourages retention, too.

This sounds like I’m mixing apples and oranges, but hear me out.

Founders at startups often agonize over retirement plans for employees. Not everyone can get stock options. But we know that 401(k) accounts and medical benefits can make the difference between keeping…

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