#NextGenCLT: Money Management


The generation saddled with record student loans is finding that long-term debt has repercussions for buying a house, buying a car or even starting a family.

“Most people are more worried about paying off debt than saving for an emergency or a future house,” says Brian Swilling, a financial advisor with Waddell & Reid and himself one of the 75 million millennials ages 23 to 37.

But millennials who choose to only pay debt and eschew any savings are making a mistake.

“It’s not one…

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