The 2022 ABJ list of SBA 7(a) lenders focuses on bank lenders that work with the SBA to fund approved projects. Only banks with local branches are considered for this list. To be included, lenders must have made loans to local borrowers during the designated year. Information is supplied by the Small Business Administration (SBA) for loans made between July 1, 2021 and June 30, 2022. Although the SBA does not make the actual loan, it does guarantee a portion of the bank loan. 7(a) loans provide qualified small business with working capital, acquisition financing and other operational needs. Loan maximums top out at $5 million. According to SBA data, the Austin area had $344.6 million in loans approved for 524 projects during this time. Of that total amount, $115 million was loaned by the top 25 listmakers. See also related lists of SBA 504 and CDC Lenders.