The Twin Cities 24-county metro area includes Anoka, Benton, Blue Earth, Carver, Chisago, Dakota, Freeborn, Goodhue, Hennepin, Isanti, Le Sueur, Mower, Nicollet, Olmsted, Ramsey, Rice, Scott, Sherburne, Stearns, Steele, Washington and Wright in Minnesota, and Pierce and St. Croix in Wisconsin. The Business Journal used information from the National Credit Union Administration, as well as company representatives and websites to compile this list. No. 5 Spire Credit Union and No. 6 Hiway Credit Union in August 2023 received approval to merge in a deal that will take effect in January 2024. No. 10 Thrivent Financial is chartered in Wisconsin. The Business Journal includes it because its sponsor, Thrivent, has corporate headquarters in Minneapolis. Last year's No. 25 Financial One Credit Union merged with No. 4 Magnifi Financial in 2022.