Good morning, Bay Area. Starting your day on Wall Street, Corde Madera-based RH is taking a beating this morning as its stock (NYSE: RH) sank more than 12% following a second quarter earnings report Thursday that beat analyst expectations in terms of sales and revenue, but lagged far behind last year's numbers. The North Bay company also just repurchased 3.7 million shares, representing approximately 17% of the total shares outstanding at the beginning of the second quarter. In fintech, a service…