Stop chasing short-term investment returns by creating a goal-based financial plan


Planning for the future involves setting goals. Every year on Jan. 1, a number of us set a variety of different goals – lose a few pounds, exercise more, better work/life balance, etc. Unfortunately, sticking to those goals often proves to be a challenge. When it comes to financial planning, sticking with the plan can be just as difficult.

Most people think of financial planning as a daunting, tedious and drawn-out process. This perception is so widespread that many people won’t even return…

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